Though India had no reputation as a large-scale exporter of fraud in the past, it is now seen as a major center for fraud. Several trends have converged to make this happen, he said: a demographic bulge of computer-savvy, young, English-speaking job seekers; a vast call-center culture; super-efficient technology; and what can only be described as ingenuity. Pawan Poojary, 18, left, and Jayesh Dubey, 19, were part of a scheme targeting Americans run from a call center in Thane, a suburb of Mumbai, India. They told their story to The New York Times.

Read the interesting inside story by The New York Times here.