Earlier this year, when Douglas Wayne Schneider was handed a one-year sentence for his part in a massive mortgage investment fraud in Alberta, few of his victims felt vindicated. Not only was the scheme’s mastermind, Kenneth Charles Fowler, still on the loose – he still is, reportedly having fled beyond Canada’s reach to Costa Rica or Belize – but only a small fraction of the $12.5-million lost was ever returned. Some of the victims lost their life’s savings.